Hurricane Roof Damage: What to Do Before Filing an Insurance Claim

After a hurricane or major storm, it’s tempting to start repairs immediately — but doing a few things first can make a real difference in how smoothly your insurance claim goes. Here’s what to do before you call your insurance company.

1. Document the Damage Thoroughly

Take clear photos and video of all visible damage as soon as it’s safe to do so — missing shingles or tiles, leaks, debris, and any interior water damage. Date-stamped photos are especially useful.

2. Avoid Permanent Repairs Before Inspection

Temporary measures like tarping are fine and often necessary to prevent further damage, but avoid permanent repairs until your insurance adjuster has had a chance to inspect the roof — otherwise you risk complications with your claim.

3. Get a Professional Roof Inspection

A licensed roofing contractor can identify damage that isn’t visible from the ground, provide a detailed written assessment, and help you understand the full scope of what needs to be repaired or replaced.

4. Keep Records of Everything

Save all estimates, communication with your insurance company, and receipts for temporary repairs like tarping.

Sealed Tight Roofing helps homeowners document storm damage and navigate the roofing side of insurance claims. Request a free inspection today.